Product Learning Guides

Investment Basics Tutorial ( click here) Learning how to invest is like learning a new language. Once you pick up the basic terms and concepts, you can move step-by-step toward more sophisticated topics.

Equities Tutorial ( click here ) The stock market offers a full spectrum of risks and rewards. Get familiar with different types of stocks, learn the basics of buying and selling, and find out how much risk is right for you.

Fixed Income Tutorial Savvy investors know that equities aren't everything. A sound portfolio strikes a balance between potential risk and reward. Fixed-income securities can be an excellent way to diversify.

Mutual Funds Tutorial Mutual funds can help you spread out risk and lower your investment costs. You may also appreciate the fact that professionals are managing your money. Life Insurance Life insurance can help carry out your hopes and dreams for the future—even after you’re gone. An important part of a sound financial plan, life insurance provides a death benefit to your beneficiaries and can replace some of the income you would have earned. This can help preserve your savings, investments, and other assets for the purposes you intended, such as education funding or paying off a mortgage. Explore these sections for help in determining the right amount and type of life insurance for your needs: Why do you need life insurance? How much do you need? Which type of insurance is right for you? Choosing the policy that’s right for you How much will it cost? How do you purchase a policy? When to review your coverage Annuities Variable Annuities Variable Annuities: Plan for retirement with a wide range of investment options, professional portfolio management, a tax deferral, income options and death benefits. Variable annuities have potential to keep up with and even outpace inflation. Fixed Annuities Fixed Annuities: For more conservative investors, a safe and steady way to grow assets at a fixed rate of interest with a tax deferral. Immediate-Income Annuities Immediate-Income Annuities: Make one purchase payment and begin receiving annuity payments soon after. You choose the payout period, including a lifetime income. Modified Guaranteed Annuities Modified Guaranteed Annuities: Provide tax-deferred earnings with long-term fixed rate options. Also known as Market Value Adjustment (MVA) annuitie